Use ESTO installment payments to pay for products or services – the most affordable, convenient, and fastest installment payment link in Estonia!

Add products to your shopping cart, confirm your order, and select ESTO installment payment as your payment method. When paying, select the appropriate period, monthly installment amount, and conveniently sign digitally using your ID card, Smart-ID, or Mobile-ID.

ESTO installment payment is an extremely fast and convenient payment solution that helps you create a payment schedule based on the period you have chosen, i.e., pay in installments. This payment solution makes a credit decision in real time and helps you complete your purchase in less than 60 seconds.

ATTENTION! Every installment payment is a financial obligation. Before entering into an installment payment agreement, please read the terms and conditions of the service and consult an expert if necessary. ESTO installment payments are provided by ESTO AS (reg. code 14180709).

All citizens of the Republic of Estonia aged 18-70 can apply for ESTO hire purchase. ESTO hire purchase can also be arranged quickly and conveniently for legal entities.

Every financial decision involves risks and obligations, so we ask you to carefully consider your need for loan products. For example, for a loan amount of €1,500 with a fixed interest rate of 14.90% per annum for 12 months and a contract fee of €14.90, the annual percentage rate is 34.74%, the monthly payment is €146. 37, and the total amount repayable by the consumer is €1,756.68. Deferred payment is a financial obligation, so before making a decision, please read the terms and conditions of the agreement carefully and, if necessary, consult an ESTO AS employee or other expert.

Liisi installment plan – don’t want to pay the entire amount at once? Pay in installments! Use Liisi installment plan to pay for products or services – the most affordable, convenient, and fastest installment plan link in Estonia!

Add the products you want to your shopping cart, confirm your order, and select the Liisi ID installment payment link. When paying, select the appropriate period, monthly installment amount, and conveniently sign digitally using your ID card, Smart-ID, or Mobile-ID. Liisi ID installment payment is an extremely fast and convenient payment solution that helps you create a payment schedule based on the period you have selected. This payment solution makes a decision in real time and helps you complete your purchase in less than 60 seconds.

ATTENTION! Every installment payment is a financial obligation. Before entering into an installment agreement, please read the terms and conditions of the service and consult an expert if necessary.

Liisi hire purchase is offered and managed by Holm Bank AS. Consider your decision carefully – read the terms and conditions of the loan agreement at the point of sale and consult an expert if necessary.

The monthly installment for hire purchase is €37.84 and the annual percentage rate of charge is 16.07% under the following sample conditions: cost of goods/services €419, down payment 0%, credit amount €419, interest 0% per annum on the credit amount issued (fixed), contract fee €39.00, installment period 12 months.

All citizens of the Republic of Estonia aged 18-70 can apply for Liisi hire purchase. Liisi hire purchase can also be arranged quickly and conveniently for legal entities.

Every financial decision involves risks and obligations, so we ask you to carefully consider your need for loan products.

The monthly installment for Liisi hire purchase is €39.08 and the annual percentage rate of charge is 23.35% under the following sample conditions: cost of goods/services €419, down payment 0%, credit amount €419, interest 11.90% per annum on the credit amount issued (fixed), contract fee €0, hire purchase period 12 months, total amount of payments €468.86 and total amount of repayments €468.86.